Breaks with Bumps

Coverholder at Lloyds

PREGNANCY TRAVEL INSURANCE

When you’re setting off with the whole family in tow, you don't wany any unexpected bumps in the road. Zoom's pregnancy travel insurance will cover you for overseas medical costs, trip cancellation, lost luggage, travel delays, family emergencies & more!
What are you waiting for? Zoom to it!

WHY BUY WITH ZOOM

Pregnancy cover

pregnancy cover

Heading off with a bump in tow? Take off on your holiday knowing that you are covered all the way up to week 24 with no fuss. 

Medical cover

medical cover

Don't worry about medical costs on your babymoon. With Zoom, you can rest easy that your family's medical expenses will be covered.

Kids Go Free

kids go free

Planning a well-deserved family holiday? Save your pennies as all dependants under 21 are included under your policy at no additional cost. Say what!?

Family emergencies

family emergencies

Had to rush home due to a family emergency? We'll cover your non-refundable deposits so you have one less thing to worry about.

travel delays

travel delays

Setbacks with your family are never fun. Cover your travel disruptions in a flash with Zoom travel cover. We keep things zippy!

Emergency assistance

24/7 assistance

Your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.

easy claims

easy claims

We've done away with lengthy forms and have kept our claims process simple and speedy. We guarantee to assess fully documented claims in a flash.

Car Hire Excess

Peace Of Mind

Zoom to Zen. You can sit back and relax on your holiday knowing that Zoom travel insurance is backed by Lloyd’s of London, one of the world’s most trusted insurers.

PREGNANCY COVER FAQs

When travelling as a family, you want to ensure that you're covered for a wide range of scenarios, especially so if you're expecting a new bundle of joy. To make sure you're getting the right cover for you and your baby, take a look at some of our popular travel insurance queries.
  • Is pregnancy covered?

  • Yes, you are automatically covered up to and including the 24th week of your pregnancy for single pregnancies. If you're lucky enough to be expecting multiples, we will cover you up to and including the 19th week of your pregnancy.  If you have experienced complications in your pregnancy or are going through fertility treatment such as IVF, you need to declare these in our medical screening process.  See the pregnancy section in our PDS for more details.

  • Does Zoom cover already known pregnancy complications?

  • If you have experienced complications of pregnancy before your trip, we need to know. Cover for pre-existing conditions may be available subject to our medical screening and the payment of an additional premium (where required). To find out if your condition can be covered, get a quote and follow the prompts to complete the medical screening. 

  • Does Zoom cover unexpected pregnancy complications?

  • Yes, if you are within the gestation limits of our cover, Zoom will cover you for any unexpected, unforeseen complications of pregnancy you may experience on your trip. We do not cover your regular antenatal care.

  • Does Zoom cover pregnancies conceived through IVF?

  • Yes, we do not consider pregnancy a pre-existing medical condition whether you have conceived naturally or through assisted services like IVF.  You only need to declare your pregnancy via our online medical screening if you are currently going through IVF, or have experienced complications in relation to a previous or current pregnancy.

  • Does Zoom cover check ups or antenatal care on holiday?

  • No, Zoom policies do not cover for medical expenses for antenatal care, fertility treatment at any time, childbirth at any time or care of a new born child.

  • Does Zoom cover childbirth or care of a newborn child?

  • No, Zoom policies do not cover for medical expenses for antenatal care, fertility treatment at any time, childbirth at any time or care of a new born child.

  • Who can get family travel insurance?

  • Any family where all travellers are residents of Australia, or are temporary residents, who are residing in Australia. This includes families with up to 10 dependant children under 19, not in full time employment and travelling with their parents or grandparents for 100% of the journey. We cover single parent families, nuclear families, and grandparents travelling with their grandchildren.

  • What is the meaning of a dependant?

  • Dependants are defined as your own children or grandchildren and under the age of 19, not in fulltime employment, and travelling with you for 100% of the journey.

  • What if I’m travelling with a child who is not my own?

  • In order to travel with us for free, dependants have to be your own children or grandchildren, under the age of 19, not in full time employment, and travelling with you for 100% of the journey. If you are travelling with kids that aren't your children or grandchildren, or they are in full-time employment, or they aren't travelling with you the whole time, you can change them from being listed as dependants to adult travellers on the personal information page after you have selected your level of cover. This will cause the quote to change, and you can decide if the new price is right for you.

  • Are adventure activities covered?

  • We automatically cover a wide range of adventure sports including diving, bunjee jumping and horse riding and more. You can also buy our Adventure Pack to cover additional adventure sports. View our adventure activities page for a full list of covered activities.

  • I have high value items; how much can I insure them for?

  • If you’re travelling with expensive buggies or baby gear you can purchase additional cover for up to $5,000. Please note, you can only buy additional high value item cover under our comprehensive plan.

PREGNANT HOLIDAY QUICK GUIDE

Whether you're planning a family road trip around Australia, seeking the sun in Bali, catching some culture in Europe or marvelling the magic of Disneyland, Zoom has flexible travel insurance options to make sure you and your family have cover to suit your holiday. 

We know that families come in all different shapes and sizes, which is why we don't have a set mould.  All dependant children and grandchildren are covered free of charge, when travelling with a parent or grandparent. 

Whether you're pregnant with your first, travelling with toddlers, tweens or teens, or something in between, we've got some great tips to maximise everyone's holiday happiness.  Create unforgettable family memories for all the right reasons.

BEST TIME TO HOLIDAY

There's no time like the present.  With such a wild and incredible ride ahead, there’s no better time to destress and take time to rest with a babymoon before bub arrives. Whether you decide to travel in your first, second or third trimester make sure you get a doctors approval before you book your break - they may have some no-go destinations in mind. 

WHERE TO GO
Where you travel can have a big impact on your safety. Developing countries, for example are not ideal during pregnancy due to their additional health risks. The vaccinations you may require for these regions may not be safe for pregnant women. Additionally you are more likely to be at risk of contracting diseases like food poisoning and traveller’s diarrhoea in developing countries. Consider destinations that aren’t too far from home and have the same level of advanced medical care as back home.

PREGNANCY TRAVEL TIPS


Pack properly: Packing can be tough at the best of times, but with a case of ‘baby-brain’, it can prove downright impossible! When your mind in is a flurry it’s best to refer to a packing list, crossing off each item as you go. Ensure your suitcase is easy to wheel and try not to over pack- a strained back is the last thing you need.

Bring anti-nausea aids - Carry ginger lollies and peppermint tea with you on your travels – these combat nausea by soothing and settling the stomach. If you’re feeling the burn of acid reflux – reach for some Rennie. A handful of almonds have also been known to combat the fire of acid reflux.

Plan bathroom breaks  - You’re pregnant which means a hunger pang or a trip to the bathroom can be a matter of life and death. You won’t feel like hunting around for a quick snack or search high and low for the restroom in a crowded tourist attraction. Plan your bathroom breaks strategically and make sure you always have a snack and water on hand.

Keep hydrated  - It’s more essential than ever to stay hydrated, as your body needs more water to cope with the demands of pregnancy. This is especially crucial in warmer climates.

Take breaks -  If you are travelling long distances ensure you take regular stops to stretch and get some fresh air. It’s also good to move around frequently to keep your blood circulation going.

Take it easy: Got a hectic ‘to-do’ list for your trip? Cut it in half as you’ll most likely need more rest breaks than you anticipate. You may take twice as long making it through a museum and require plenty of down time in between activities.  Be kind to yourself and don’t try to do it all. This is meant to be a relaxing break before bub arrives afterall!

Speak up - There are perks to pregnancy! Ring ahead as often you will be entitled to special allocations and services. For instance, some airlines will provide you with choice seating, wheelchair escorts and other conveniences not usually offered to passengers. 
 

FURTHER READING

Frequently asked questions

Got questions on travel insurance before you zoom off? We're here to help put you on the travel map. Click to see some common queries on your travel insurance policy.

Read More

Family Travel Insurance Quotes

Need family travel insurance? Our family travel insurance will cover your whole brood for trip cancellation, lost luggage, family emergencies, rental vehicle excess & more!

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Bali BABYMOON

The mere mention of Bali evokes thoughts of an idyllic tropical island.  Beyond stunning beaches and magical temples, Bali is a fine place to enjoy luxury spa treatments, shop for bubs-to-be, or just put your feet up and relax.
 

Read More
Zoom

Zoom travel insurance offers simple, flexible travel insurance for maximum peace of mind no matter where you're zooming to.

"Zoom Travel Insurance" is a registered Business name of the Insurance Geeks Pty Ltd ABN 35 612 507 785 located at Level 12, 338 Pitt Street, Sydney, NSW 2000 Australia. The Insurance Geeks is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. This site contains general guidance only on insurance products available to you. Before you buy a policy, you should consider if this product suits your needs by reading the policy wording, known as a Product Disclosure Document (PDS) in light of your personal circumstances. This insurance is underwritten by certain underwriters at Lloyd's.
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