Bali Bound?

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Please input traveller age(s).
The maximum number of people you can have on a Zoom policy is 25.
Your kids go free
This means your dependant children or grandchildren under the age of 21 at the date of policy issue who are travelling with you. Please enter all travellers ages including dependants.
Coverholder at Lloyds


Whether you're surfing in Kuta or café hopping in Seminyak, your Bali escape should be full of sea, sand and sunshine, not stress! Our Bali travel insurance policy will cover your blissful beach holiday for trip cancellation, lost luggage, family emergencies, rental vehicle excess and more!
What are you waiting for? Zoom to it!


Emergency Assistance

emergency assistance

We're there when you need us most on your Indonesian holiday. Our expert emergency assistance team is available 
24 hours a day, 7 days a week.


riding a scooter

At Zoom, you're covered to ride a motorbike or scooter in Bali of any engine size provided you are licensed to do so in Australia!



Whether you're bitten by a cheeky monkey or get a bad case of Bali Belly, relax as your hospital fees are covered with unlimited medical cover.

Adventure activities

Adventure activities

Diving in Denpasar or surfing in Seminyak? Get cover for your fast paced activities with our adventure pack.

kids go free

kids go free

Family holiday in Bali? Save your pennies as all dependants under 21 are included under your policy at no additional cost. Say what!?


Pregnancy cover

Planning a Bali babymoon? You can relax knowing you'd be covered all the way up to week 24 gestation with no fuss.

damaged boards


Favourite thruster trashed in transit? If your airline doesn't compensate you, Zoom will be there to pick up the pieces.

Car Hire Excess

Peace Of Mind

Zoom to Zen. You can sit back and relax on your Bali holiday knowing that Zoom travel insurance is backed by Lloyd’s of London, one of the world’s most trusted insurers.


Bali is one of the most popular destinations for Aussie tourists, so we've had a fair few Bali bound questions in the past. 
You can find answers to the most common travel insurance queries below, so that you're in the know before you go.
  • Am I covered in the event of a volcanic eruption?
  • Yes, in the event that your holiday is directly affected by an unforeseen natural disaster you would be covered for cancellation, travel disruptions, additional accommodation expenses and lost deposits. Your cover will depend upon the plan that you purchased. In order to be covered for volcanic ash cloud disruptions you would need to have purchased your policy before news of the natural disaster hits the mainstream media.

  • What should I do if my flights are affected because of volcanic ash?
  • Volcanic ash is a serious safety concern for aircrafts, and airlines monitor the airspace closely. If your trip is affected, your first port of call should be to contact your travel agent or travel provider regarding altering your trip. The airline should be accountable to provide you with the service for which you have paid them and are likely to offer penalty free options. If you're stranded and need to pay for additional accommodation, enjoy your extended holiday and keep your receipts for your claim.

  • How do I know if the policy i've purchased covers travel delays due to a volcanic eruption?
  • Refer to our travel alerts page to keep abreast of all the latest news and updates in regards to your cover, cut-off timings and Bali's Mount Agung eruption.

  • Am I covered to ride a motorbike or scooter in Bali?
  • At Zoom, you're covered to ride a motorbike or scooter of any engine size provided you are licensed to do so in Australia. If you do not have a valid motorbike license then you can only ride a bike of 50cc using your Australian drivers license. You must also be wearing a helmet at all times.

  • Am I covered for Bali belly, Malaria or Dengue fever?
  • As Bali is a developing country there area few diseases you may be at risk of contracting. However, you can rest assured that all our policies cover you for Unlimited medical benefits if you were to fall ill. This includes access to hospitals, ambulance, doctors and evacuation and even repatriation home if required.

  • Does cover for Bali include Gili Islands?
  • If you're planning on travelling to Gili Islands, you should choose Indonesia as your destination not Bali.  You will not be covered if you select Bali as your destination.

  • How do alcohol and drugs affect my cover?
  • When it comes to alcohol we advise you to drink in moderation. Please note that we may exclude any claims where excessive drugs or alcohol have been involved.

  • Am I covered for adventure activities in Bali?
  • We automatically cover a wide range of adventure sports including diving, bunjee jumping, horse riding and more. You can also buy our Adventure Pack to cover additional adventure sports. 

  • I have high value items; how much can I insure them for?
  • If you have an expensive item that you just can’t leave behind you can insure it separately for up to $5,000. Please note that high value item cover is only available under our comprehensive plan.

  • Am I covered for pick pocketing in Bali?
  • Yes, you’re covered for muggings provided of course, you were acting with reasonable care (i.e. did not leave your belongings unattended). If you’re the victim of a pickpocket (even of the cheeky monkey variety), you’d be covered for loss, theft and damage to your luggage and personal effects. If you are robbed it’s important that you get a police report and contact us as soon as possible.

  • What is a dependant?
  • This means your dependant children or grandchildren under the age of 21 at the date of policy issue who are travelling with you.


There is no place quite like the 'Island of the Gods' that is Bali. With beautiful scenery, scorching sun, countless waves, and spirituality, it's no wonder that Bali is top of the pops for Australian holiday makers.  This island paradise has something for everyone.  

A touristy destination such as Bali seems an unlikely choice for those wanting to escape crowds, but there is plenty of serentity for those seeking solitude and prepared to get off the tourist trail.  Beyond the chaos of Kuta, the sophisticated shopping in Seminyak and the lounging in Legian, Bali has a diverse culture full of rituals, festivals and ancient culture. 

No matter which kind of Bali experience you're planning, Zoom can cover your trip with a range of plans.  You can minimise your costs with Medical Only cover, or choose to buy Comprehensive Travel Insurance for extra protection to cover things like travel delays and cancellation. Compare Zoom's Travel Insurance plans online today.


The Indonesian Government has introduced a visa-free program for Australians.  If you’re travelling to Indonesia for a leisure holiday for less than 30 days, you do not need to apply for a Visa to enter Bali.
However, if you’re intending on staying longer than 30 days, you will need to apply for a visa on arrival (USD $35), this can be paid in cash or on card.  Alternatively, you can apply for this and other visas from an Embassy or Consulate of Indonesia.

It is important to note that your passport must be valid for a minimum of 6 months and your passport must have a minimum of 2 free pages available.


Ngurah Rai International Airport or Denpasar airport (DPS), is a large international airport located in the south of Bali.   It has become very ‘westernised’ so you can just follow the signs and line up according to appropriate signage at immigration.  You will need to put all your luggage and hand luggage through a scanner, so don’t be alarmed by this.
As you step outside the airport, you will see a swarm of drivers and hotel staff holding up name signs. Arranging a driver from back home, before you go to greet you on arrival with a friendly smile and a cool bottle of water is ideal, but if you didn’t pre-arrange a pick-up, just head towards a taxi service counter. Otherwise you'll be hounded by vocal drivers vying for your business, by opting for a metered taxi service, you can avoid rookie ripoffs.  Note that you will need to pay CASH to the driver so remember to have some local currency or get some out from the ATM.


Pre-arranging a driver it is one of the most convenient, comfortable and cost effective ways to travel. Hiring motorbikes and scooters to get around is the most common mode of transport amongst both locals and tourists, but it’s important to keep your helmet on.  It’ll hurt less if you come off and keep your travel insurance policy alive. Getting around by taxi is cheap in Bali, but be sure to insist that the meter be turned on at the beginning of your ride.  Less regulated drivers may refuse to use a meter so put your negotiation skills to the test, just don’t accept the first price.


Unpack your jeans, Bali is hot to trot all year-round with an average temperature of 32 degrees. April, May, June and September are optimal times to go if you want to avoid high season prices and crowds. High season is July and August, during the Easter holidays, and December and January during the Christmas and new year holiday period. The rainy season is typically October to March.


As one of the most desired destinations on the planet, this paradise island of gods is diverse and has attractions for all types of travellers.  But it's important to choose your base carefully. When travelling through Bali, it really is a case of knowing where to go, as each area offers a completely different experience. Colourful Kuta bustles with backpackers on a shoestring-budget; quieter high-end holiday makers tend to style it up at luxury beach front digs in Seminyak; Nusa Dua offers plenty of water-sports and all-inclusive resort style options for families; while the cultural heart of Bali lies in Ubud for those seeking a richer, much earthier experience.

The choices are endless, so do your research.  Consider your Bali bucket list and who you’re travelling with.   If you’re looking for more than Bintang and beanbags, check out InBali’s bucket list.


You will sweat, a lot.  Play it safe by sticking to bottled water throughout your Bali stay. It is cheap and readily available.  Mosquito repellent is a friend in Bali and can be bought from most supermarkets and chemists. Beachwear doesn’t always cut it in Bali, many top-end bars and hotels could turn you away if you don’t cover up. Haggling and bartering is expected, particularly at markets. Tipping is common but not a must. Keep away from wild and stray animals as rabies and other diseases are a serious risk in Bali.  The legal system may seem confusing and contradictory in parts, but it’s best to just play by their rules.  It goes without saying but having anything to do with illicit drugs is a bad idea.

Indonesia is located within the Pacific Ring of Fire, known as the world's hotbed of volcanic activity and earthquakes.  Needless to say, we've had our fair share of questions on volcano and ash cloud cover.  For Australians heading to Bali with concerns in relation volcanic erupations, visit our page on Bali volcano cover to understand what you're covered and whether any exclusions are currently in place.


Are you planning to zoom somewhere else on your holidays? Whether you're holidaying to terrific Thailand, fabulous Fiji or sassy Singapore, we've got plenty of helpful advice on other popular travel destinations to check out. What are you waiting for? Zoom to it!