High End Holidays

Please select at least 1 country or destination.
Please select departure and return date.
Please input traveller age(s).
The maximum number of people you can have on a Zoom policy is 25.
Your kids go free
This means your dependant children or grandchildren under the age of 21 at the date of policy issue who are travelling with you.
Coverholder at Lloyds

COMPREHENSIVE TRAVEL INSURANCE

Looking for top level travel insurance cover? Whether you travel regularly for business or are planning a family getaway, it's important to protect your trip from unexpected holiday hurdles. Comprehensive travel insurance covers you for medical emergencies, trip cancellation, lost luggage, family emergencies & more! What are you waiting for? Zoom to it!

WHY BUY COMPREHESIVE COVER

Medical cover

medical cover

Relax, our comprehensive policy includes Unlimited medical cover offering maximum peace of mind, no matter where you’re zooming!

Luggage

luggage cover

Protect your lost luggage and stolen stuff with Zoom's top level baggage cover.  Your luggage is protected up to $7,500 with our Comprehensive plan.

Family emergencies

Family emergencies

We know how important family is, which is why our comprehensive policy covers you to get home or cancel due to a family emergency.

delays

travel delays

Flight delays, rescheduling and cancellations are common. Zoom's comprehensive policy covers delays due to severe weather, natural disaster, strikes and more.

Car Hire Excess

rental car excess

It’s wheel easy to get cover for your hire car! Make sure you’re rental vehicle excess is covered with our optional add-on.

24/7 emergency assistance

24/7 assistance

Get access to our network of trained medical professionals providing peace of mind around the globe 24 hours a day, seven days a week.

easy claims

easy claims

We hope you have a fabulous, incident free holiday. However if something goes wrong, we will process fully documented claims within 10 business days. We put the 'zip' in Zoom!

peace of mind

Peace Of Mind

Zoom to Zen. You can sit back and relax on your holiday knowing that Zoom travel insurance is backed by Lloyd’s of London, one of the world’s most trusted insurers.

COMPREHESIVE COVER FAQ'S

When it comes to protecting your finances, personal belongings and most importantly your health on an overseas trips, nothing beats a comprehenise travel insurance policy for maximum peace of mind. We've answered some common questions on comprehensive cover.
  • What is comprehensive cover?
  • Zoom's Comprehensive policy is the highest level of cover available to purchase. It includes Unlimited cover for medical emergencies, Unlimited cover for cancellation, $25,000 accidental death, $50,000 for additional expenses, $7,500 for luggage and personal items, $5 million for personal liability, $10,400 for loss of income and much more. Compare our travel insurance plans in more detail here. 

  • Does comprehensive cover give me access to 24/7 medical assistance overseas?
  • Yes, all Zoom’s policies cover Unlimited Medical cover and we partner with First Assistance; a network of trained medical professionals providing peace of mind around the globe 24/7.

  • How much luggage cover is with comprehensive policies?
  • Our comprehensive luggage cover is available up to $7,500 for all items combined. However, single item limits apply; personal laptops and computers are insured up to $3,000, mobile phones and tablets up to $1,000, and all other items up to $750. If you have an expensive item that does not fit into these categories, you can choose to insure it separately as a high value item for up to $5,000.

  • Am I covered if i need to cancel my holiday?
  • Our Comprehensive policy has Unlimited cover for cancellation. That means if you, your travelling companion, or a relative falls sick or becomes injured before your trip and you can no longer travel, you may be eligible to claim for any pre-paid lost deposits and cancellation fees. Conditions apply.

  • Does this policy cover repatriation?
  • It’s important to know that in an emergency you’ll be covered for repatriation or medical evacuation to return you to your home after injury or illness overseas, or in the worst case in the event of your death. So should you have a slip on the slopes or you’re out at sea and require heli-evacuation, rest assured Zoom’s Comprehensive policy has you covered. Zoom policies cover up to $15,000 per person for the cost to bring you home, or for funeral or cremation.

  • Does comprehensive cover include skiing?
  • No, if you are taking part in any kind of winter sports activity, you must purchase our ski and snow sports pack in the payment process to be covered.

  • Does comprehensive cover jewellery?
  • Yes, however, single item limits of $750 apply to all luggage claims.  Please note you cannot purchase increased cover for jewellery, snow sport equipment or watercraft (other than surfboards).

  • Which pre-existing conditions does comprehensive travel insurance cover?
  • We automatically cover 36 pre-existing medical conditions with no medical assessments or lengthy medical forms to complete. For further information and a full list of covered conditions head to our pre-existing medical conditions page.

  • What age limits apply to Zoom's comprehensive travel insurance policies?
  • You must be under the age of 85 to buy a policy with Zoom. Those under 79 years can purchase a policy for a maximum trip duration of 365 days. Those aged between 80-85 years can purchase a policy for a maximum trip duration of 184 days only. You must also be under the age of 69 to purchase our add-on ski or adventure packs.

  • Am I covered for adventure activities with comprehensive cover?
  • We automatically cover a wide range of adventure sports including diving, bunjee jumping and horse riding and more. You can also buy our Adventure Pack to cover additional adventure sports. See a full list of activities activties covered under our Zoom policies.

  • Does your comprehensive policy cover cruises?
  • Not automatically. During the purchase process select our cruise pack  under optional extras to ensure you're covered from ship to shore. This incudes cover for any medical treatment you receive on board and for helicopter evacuation should you require emergency medical assistance.

  • Can I reduce my excess with Zoom products?
  • Yes you can reduce the standard excess of $200 by paying a excess reduction fee within the payment process. 

COMPARE ZOOM TRAVEL INSURANCE PLANS

Each Zoom plan has different policy benefits. You can minimise your costs with Medical Only cover, or choose to buy Comprehensive Travel Insurance for extra protection to cover things like travel delays and cancellation. Compare Zoom's Travel Insurance plans online today.

Like all travel insurance plans, they don't cover everything. Just the unexpected.
You should read your policy document (PDS) carefully to ensure you select the cover that is best for you.

You can add optional cover for extras such as Rental Vehicle Excess if you are hiring a car, Sports Activities Pack if you’re feeling adventurous and Snow Cover if you are hitting the slopes.  These can be added during the quote process.