Senior Zoomers

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Coverholder at Lloyds

SENIORS TRAVEL INSURANCE

Getting set for a golden year getaway? At Zoom, we want you to take off without a trouble in sight! We cover travellers up to age 85 along with a range of great benefits. So what are you waiting for? Zoom to it!

WHY BUY WITH ZOOM

Cruise cover

cruise cover

Setting off on a voyage? Purchase our cruise pack and get covered for any medical treatment along with helicopter evacuation should you require emergency medical assistance.

Medical cover

medical cover

Who needs to worry about medical costs when you're out exploring the world? With Zoom, you can rest easy knowing that your medical expenses will be covered.

Golf cover

golf cover

Planning to tee-off on your next holiday? With Zoom's golf pack your golf clubs will be secured along with hire equipment, green fees and even hole in one expenses!

luggage

luggage cover

Personal belongings can be both expensive and have sentimental value. Zoom covers up to $7,500 for luggage and personal items when lost, stolen or damaged.
 

travel delays

travel delays

Setbacks with your seniors soujourn are never fun. Cover your travel disruptions in a flash with Zoom travel cover. We keep things zippy!

Emergency assistance

24/7 assistance

Your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.

easy claims

easy claims

We've done away with lengthy forms and have kept our claims process simple and speedy. We guarantee to assess fully documented claims in a flash.

Car Hire Excess

Peace Of Mind

Zoom to Zen. You can sit back and relax on your holiday knowing that Zoom travel insurance is backed by Lloyd’s of London, one of the world’s most trusted insurers.

SENIORS COVER FAQ'S

When taking off on a golden-age adventure you want to ensure that you'd be covered for a wide range
of scenarios. For more detail regarding your coverage take a look at some of our popular FAQ's below.
  • What is the maximum age for seniors to buy with Zoom?
  • Zoom covers travellers up to the age of 85.  Those aged between 80-85 years can purchase a policy for a maximum trip duration of 184 days. Travellers 79 years and younger can purchase a policy for a maximum trip duration of 365 days. 

  • What age limits apply to annual multi trip policies? 
  • Annual multi-trip policies are only available to those under 69 years. If you want to add-on our ski or adventure pack, that's only available to those under 69 too. 

  • Do you offer a seniors or pensioners discount?
  • No, sorry we try to keep our prices as low as we can and believe that our policies are already competitively priced. Unfortunately, we cannot offer further discount to seniors.  You can reduce your premium by increasing the excess on your policy though.

  • Do I need to buy a specific seniors travel insurance policy?
  • No, Zoom offers a range of travel insurance policies which are all available for anyone aged up to 85 years of age. We don’t have specific travel insurance policy for senior travellers. 

  • Do you have different cover limits for seniors over 80?
  • If you're 80 years or older, medical benefits are limited to $40,000, the unlimited medical cover does not apply.

    A $2,000 excess applies for claims arising from or related to injury or illness.  For all other claims the standard excess would apply.

  • Do you cover golf clubs? 
  • Yes. You are covered up to a combined total of $750 for your golf clubs, golf bag and golf trolley. If you are wanting a higher level of cover for individual golf items or higher combined limit you will need to buy the Golf Pack add on. The Golf Pack add on provides cover for your own Golf equipment (golf clubs, golf bag, golf trolley and golf shoes), Golf Equipment Hire (golf clubs, golf bag, golf trolley and golf shoes), Golf Green Fees and Hole in One cover.

  • Are spectacles, hearing aids and false teeth covered? 
  • Yes. These items would fall under the luggage benefit if lost, damaged or stolen. The standard terms and per item limit of $750 would apply.  Unless the item was added and specified as a High Value Item.

  • Can my children or grandchildren go on my policy?
  • Yes.  There is no additional charge for dependants travelling with an insured adult.  They receive the same cover for free, however the benefit limits are shared with the adult.  Dependants are defined as your own children or grandchildren under the age of 21. If your child or granchild is older than 21 they can still be added to your policy but will be charged as an adult traveller and have their own policy benefits.

  • Am I covered for cruises?
  • Not automatically. You must purchase our cruise pack to be covered for any medical treatment you receive on board and for helicopter evacuation should you require emergency medical assistance.

  • I have high value items; how much can I insure them for?
  • If you’re travelling with gadgets or more expensive items you can purchase additional cover for up to $5,000. Please note, you can only buy additional high value item cover under our comprehensive plan.

  • Can I cover my pre-existing medical conditions? 
  • Zoom covers a number of pre-existing medical conditions automatically. For further information and a full list of covered conditions head to our pre-exisiting medical conditions page.  Unfortunately, we cannot offer cover for any medical conditions outside of this list.

  • Can I buy a policy without covering my medical condition? 
  • Yes, you can still buy a policy with Zoom, even though we don't have medical assessments.  We will only exclude claims relating directly or indirectly to a pre-existing medical condition.  You would still be insured medically for any new condition that may unexpectedly arise overseas as well as accidental injuries and illnesses.

  • Am I covered if something happens to one of my relatives?
  • Zoom provides cover for cancelling your trip prior to departure due to an unforeseen accident, illness or injury of one of your parents, or other close relative.  Zoom also provides cover if your trip has started and you need to come home early due to a family emergency.   The following conditions apply:

    The relative must not be aged 85 or over.
    They must live in Australia and be in Australia at the time.
    The cover does not include any cover if the injury or illness arose from a known pre-existing medical condition.
     

COMPARE ZOOM TRAVEL INSURANCE PLANS

Each Zoom plan has different policy benefits. You can minimise your costs with Medical Only cover, or choose to buy Comprehensive Travel Insurance for extra protection to cover things like travel delays and cancellation. Compare Zoom's Travel Insurance plans online today.

Like all travel insurance plans, they don't cover everything. Just the unexpected.
You should read your policy document (PDS) carefully to ensure you select the cover that is best for you.

You can add optional cover for extras such as Rental Vehicle Excess if you are hiring a car, Sports Activities Pack if you’re feeling adventurous and Snow Cover if you're hitting the slopes.  These can be added during the quote process.