All Welcome!

Please select at least 1 country or destination.
Please select departure and return date.
Please input traveller age(s).
Unfortunately the maximum number of people you can have on a Zoom policy is 25.
Your kids go free
This means your dependant children or grandchildren under the age of 21 at the date of policy issue who are travelling with you.
Coverholder at Lloyds
  • TRAVEL ALERT:
  • Important travel information for Zoom policyholders Learn More

NON RESIDENT & 457 VISA TRAVEL INSURANCE

Are you living in Australia temporarily and looking to go overseas for a holiday? If that's you, you've come to the right place! 
Zoom covers permanent resident visa holders, those on partner/defacto visas, student visas, people on 457 visas and more!
What are you waiting for? Zoom to it!

WHY BUY NON RESIDENT COVER

Medical cover

medical cover

Relax knowing that your overseas hospital expenses for sudden injury or illness are covered with Zoom's unlimited medical cover. Zoom to top notch cover!

Luggage

luggage cover

Whether you've packed light, or the weight of your suitcase is giving you a fright, Zoom's baggage cover offers a wide range of options to suit all types of travellers and budgets.

Car Hire Excess

car hire excess

Hiring a car or camper on your holiday? If so, our rental vehicle excess add-on is a must for your trip. We cover your wheels with no worries!

delays

travel delays

Soujourn setbacks are never much fun. Non-resident travel insurance covers your additional travel expenses should you experience a holiday hold-up.  

Money Savings

pRice savings

Gee whiz, our prices are cheap. However there’s more, we'll match any quote for equal cover with our price match guarantee.

24/7 emergency assistance

24/7 assistance

Your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.

easy claims

easy claims

We’ve kept our claims process simple and guarantee to assess fully documented travel insurance claims within 10 business days. We put the 'zip' in zoom! 

peace of mind

Peace Of Mind

Zoom to Zen. You can sit back and relax on your holiday knowing that Zoom travel insurance is backed by Lloyd’s of London, one of the world’s most trusted insurance brands.

NON-RESIDENT COVER FAQ'S

Nobody wants to think about all the things that might go wrong on their holiday, but mishaps do happen and they happen often.
Whether you're a permanent resident or a non-resident on a temporary skill shortage visa, it's important to pack protection for added peace of mind.
  • What types of non-residents does Zoom cover?
  • Whether you're a permanent resident visa holder, on a partner visa, student visa, or 457 sponsored visa, 417 working holiday visa, we don't mind.  As long as you are temporarily travelling overseas and at the date your certificate of insurance is issued you are:

    -aged 74 years and under; and
    -hold a return ticket to Australia; and
    -have a home in Australia to which you intend to return; and
    -hold a current Australian visa which will remain valid beyond the period of your journey; and
    -have private health insurance for the entire journey and beyond.

  • Does Zoom cover 417 working holiday visas?
  • Yes, as long as you are only temporarily travelling overseas and at the date your certificate of insurance is issued you are:

    -aged 74 years and under; and
    -hold a return ticket to Australia; and
    -have a home in Australia to which you intend to return; and
    -hold a current Australian visa which will remain valid beyond the period of your journey; and
    -have private health insurance for the entire journey and beyond.

  • Does Zoom cover non-residents without Medicare?
  • Yes, as long as you have valid private health insurance for the entire duration of your holiday and beyond when you return to Australia. Assuming you meet all other neccesary requirements above.

  • Does Zoom cover inbound non-residents visiting Australia?
  • No, Zoom doesn’t cover Non-Residents who are visiting Australia from overseas.

  • Does Zoom cover non-residents for domestic trips around Australia?
  • Yes, you sure can purchase our Domestic Policy which will cover you for cancellation fees and lost deposits, luggage and personal effects, rental vehicle excess and much more. Please note that no medical benefits apply on Domestic policies. Refer to our PDS for full policy benefits. 

  • Are there age limits to non-resident travel insurance?
  • Yes, we cannot cover any non-residents over the age of 74 years.

  • How do I prove I have insurance for my destination visa?
    • You may be required to prove you have adequate travel insurance before you can obtain a visa for your chosen destination. A copy of your Zoom Certificate of Insurance combined with the 'table of benefits' shown on page 10 of the policy document can be used for this.

  • Which pre-existing conditions does Zoom travel insurance cover?
    • We automatically cover 36 pre-existing medical conditions with no medical assessments or lengthy medical forms to complete. For further information and a full list of covered conditions head to our pre-existing medical conditions page.

  • Am I covered for adventure activities on my holiday?
  • We automatically cover a wide range of adventure sports including diving, bunjee jumping and horse riding and more. You can also buy our Adventure Pack to cover additional adventure sports. See a full list of adventure activties covered under our Zoom policies.

  • Am I covered for cruises automatically?
  • No, not automatically. You must purchase our cruise pack in order to be covered for any medical treatment you receive on board and for helicopter evacuation should you require emergency medical assistance.

  • I have high value items; how much can I insure them for?
  • If you have an expensive item that you just can’t leave behind, you can insure it separately for up to $5,000. Please note that high value item cover is only available under our Comprehensive plan.

  • Can I reduce my excess with Zoom?
  • Yes you can reduce the standard excess of $200 by paying an excess reduction fee within the payment process.  You can reduce the excess from $200 to $100.

COMPARE ZOOM TRAVEL INSURANCE PLANS

Each Zoom plan has different policy benefits. You can minimise your costs with Medical Only cover, or choose to buy Comprehensive Travel Insurance for extra protection to cover things like travel delays and cancellation. Compare Zoom's Travel Insurance plans online today.

Like all travel insurance plans, they don't cover everything. Just the unexpected.
You should read your policy document (PDS) carefully to ensure you select the cover that is best for you.

You can add optional cover for extras such as Rental Vehicle Excess if you are hiring a car, Sports Activities Pack if you’re feeling adventurous and Snow Cover if you are hitting the slopes.  These can be added during the quote process.