With stunning landscapes, treacherous jungles, surreal deserts, tropical rainforests, exceptional street art, and a lost city, it's no suprise that tourism in South America is heating up.
As Colombia continues to shed it's unsavory reputation, Bogata is booming and is on the cusp of becoming the hottest destination in South America.
Whether you’re seeking a challenging hike, flamboyant fiestas, or archaeological awe, we highly recommend you take out comprehensive travel insurance.
Zoom offers unlimited medical cover, emergency assistance, trip cancellation, luggage and more. What are you waiting for? Zoom to getting a cheap quote today.
No matter where you are, we're there when you need us most. Our expert emergency assistance is available 24 hours a day, 7 days a week.
Flights do get delayed on occasion, but bad weather needn't dampen your holiday. Get cover for travel disruptions with comprehensive cover.
Where there are tourists, there are people ready to exploit them. Take off knowing your belongings are covered for pickpockets, loss or damage.
Whether you're hiking the Inca Trail or kayaking across Lake Titicaca, you can get cover for your activities with cover from our adventure pack.
Our 14 days cooling off period means you can cancel your policy and we'll give you a full refund, no worries.
A Latin American adventure can be enriching for the entire family. All dependants under 19 are included under your Zoom policy at no additional cost. Say what!?
We've done away with lengthy forms and have kept our claims process simple. We guarantee to assess fully documented claims in a flash.
Zoom to Zen. You can sit back and relax on your holiday knowing that you're covered by award winning travel insurance.
The wonders of South America certainly set the stage for amazing adventures. Whether its lush rainforests, barren deserts, sun-kissed beaches or ice-blue glaciers Zoom has a travel insurance plan to cover your trip.
You can minimise your costs with Medical Only cover, or choose to buy Comprehensive Travel Insurance for extra protection to cover things like luggage, travel delays and cancellation. Compare Zoom's Travel Insurance plans online today.
Are you heading to another part of The Americas? If you're holidaying to the United States of America or Canada, we've got heaps more helpful advice on popular travel destinations to check out. What are you waiting for? Zoom to it!
COMPARE PLANS(Benefits are per adult) |
Medical Only | Standard | Comprehensive MOST POPULAR |
---|---|---|---|
MEDICAL | Unlimited | Unlimited | Unlimited |
24/7 Emergency Assistance Services | Unlimited | Unlimited | Unlimited |
24 Hour emergency medical assistance services, access to trained medical advisers, medical evacuation, hospital expense guarantees, ambulance fees, messages to family, and funeral arrangements. | |||
Overseas Emergency Medical & Hospital Expenses^ | Unlimited | Unlimited | Unlimited |
Overseas medical treatment if you are injured or become sick overseas, including hospital stays, surgery, prescription drugs, and doctor visits. | |||
Includes Dental Expenses (per person) | $500 | $500 | $500 |
Cover for emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth. | |||
Additional Expenses | - | $10,000 | $50,000 |
Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas) | |||
Includes Family Emergency | - | Yes | Yes |
Cover for additional travel expenses such as your return flight to Australia if a relative of either you, or travelling companion requires hospitalisation or dies unexpectedly. (no excess applies) | |||
Includes Resumption of Journey | - | $3,000 | $3,000 |
Reimbursement for the cost of airfares for you to return to the place where your journey was interrupted in the event of a relatives death or hospitalisation, following serious injury or illness. (no excess applies) | |||
Includes Emergency Companion Cover | - | Yes | Yes |
Additional accommodation and travel expenses you incur to remain with your travelling companion. (no excess applies) | |||
Hospital Cash Allowance^^ | - | $2,500 | $5,000 |
An allowance of $50 per day if you are hospitalised for more than 48 continuous hours whilst overseas. | |||
Accidental Death | - | - | $25,000 |
A benefit payable if you die because of, and within 12 months, of an accidental bodily injury sustained during your journey. (no excess applies) | |||
Permanent Disability^^ | - | - | $25,000 |
A lump sum benefit if you suffer a total permanent disability as result of an accidental injury during your trip. (no excess applies) | |||
Loss of Income^^ | - | - | $10,400 |
Weekly benefit payable if you become disabled within 30 days of an injury you sustained during your journey, and you are unable to work more than 30 days after returning to Australia. (no excess applies) | |||
CANCELLATION | - | $25,000 | Unlimited |
Cancellation Fees & Lost Deposits | - | $25,000 | Unlimited |
Cover for cancellation fees and prepaid travel expenses that you cannot recover when your trip is cancelled or cut short due to unexpected events such as illness, injuries, accidents, strikes and natural disasters. | |||
Alternative Transport Expenses | - | - | $5,000 |
Reasonable travel expenses incurred to reach special events such as weddings, funerals, conferences and sporting events on time following transport delays beyond your control. (no excess applies) | |||
Travel Delay Expenses | - | - | $2,000 |
Cover for reasonable meal and accommodation expenses if your journey is disrupted for more than 6 hours due to circumstances beyond your control. (no excess applies) | |||
LUGGAGE | - | $7,500 | $7,500 |
Luggage & Personal Effects | - | $7,500 | $7,500 |
Repair or replacement cost of any personal effects that are lost, stolen or accidentally damaged during your journey. This includes items such as cameras, laptops, tablets and mobile phones. | |||
Luggage & Personal Effects Delay Expenses^^ | - | - | $250 |
Cover to purchase essential personal items following your luggage and personal effects being delayed, misdirected or misplaced by your carrier for more than 12 hours. (no excess applies) | |||
Travel Documents & Transaction Cards^^ | - | $2,000 | $5,000 |
Replacement cost of lost or stolen travel documents including passports and credit cards. This includes costs incurred due to fraudulent activity on your credit card not already covered by the financial institution. | |||
Theft of Cash^^ | - | - | $250 |
Cover for cash, bank notes, currency notes, postal orders or money orders stolen from you during your journey. | |||
PERSONAL LIABILITY | $2,500,000 | $2,500,000 | $5,000,000 |
Personal Liability | $2,500,000 | $2,500,000 | $5,000,000 |
Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you. |
Medical Only
Show BenefitsNote: Benefit limits shown are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller.
^^ There is no cover for these benefits while travelling in Australia.
Sub-limits apply to some sections. Please refer to the section titled Cover Benefits In Detail of this PDS for more information.
Standard
Show BenefitsNote: Benefit limits shown are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller.
^^ There is no cover for these benefits while travelling in Australia.
Sub-limits apply to some sections. Please refer to the section titled Cover Benefits In Detail of this PDS for more information.
Comprehensive
Show BenefitsNote: Benefit limits shown are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller.
^^ There is no cover for these benefits while travelling in Australia.
Sub-limits apply to some sections. Please refer to the section titled Cover Benefits In Detail of this PDS for more information.
Note: Benefit limits shown are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller.
^^ There is no cover for these benefits while travelling in Australia.
Sub-limits apply to some sections. Please refer to PDS for more information.
If you know where you're going, you can enter each country you plan to visit (for example, Argentina, Brazil, Colombia and Peru). However, if you're unsure of your full itinerary, you can enter 'Americas' which will cover you for both South America and North America (including Central America and USA). If you want the freedom to travel anywhere, you can enter Worldwide and be covered no matter where in the world you are travelling (so long you are not travelling against government advice).
The short answer is yes. The longer answer is there are places and situations that may be dangerous and should be avoided.
South America is a place embroiled with internal conflict, political and social upheaval, but there are many countries that are safe to travel to.The main consideration is not so much the country you are traveling to, but the area(s) you are visiting and how you will get there. You should do your research and consider what risks are involved and whether there are any travel warnings in place.
Common sense prevails: You should keep your money, passport, and ID documents on you at all times, and avoid flashing cash around or wearing extravagent jewellery.
Safety in numbers: If you can, travel with a friend or with a group of like-minded travellers.
With drinks as diverse as the continent’s landscape itself, there are plenty of tasty tipples to enjoy throughout South America. Whether it's tequila in Mexico and caipirinhas in Brazil, we advise you to drink in moderation. Please note that we may exclude any claims where excessive drugs or alcohol have been involved.
Yes, but you'll need to buy our Adventure Pack to be covered. If you're heading to Machu Picchu, (whether you're taking the Inca Trail, or the Lares Trek), you'll be trekking over 4,000 meters and will be required to .
With the purchase of our additional Adventure Actitivies pack you'll be covered for hiking, trekking or tramping with peak altitudes from 3,000 metres up to 6,000 metres, where specialist climbing equipment is not required.
Yes. You would be covered for any injury or illness, including altitude sickness provided that you purchased Zoom's Adventure Pack.
Altitiude sickness is a common problem among travellers to Peru. It can however, be combated with the following preventative measures.
- Ensure you are ascending to heights at a slow speed and take plenty of rest.
- Talk to your doctor prescribe preventative altitude sickness tablets
- Keep well hydrated. Chewing cocoa leaves can also assist.
- It is advisable that if you are going to be in Cusco, you arrive a few days in advance to acclimatize.
If you have an expensive item that you just can’t leave behind you can insure it separately for up to $5,000. Please note that high value item cover is only available under our comprehensive plan.
Yes, petty crime is rife in certain parts of South America and you’d be covered provided you were acting with reasonable care (i.e. did not leave your belongings unattended). If you’re the victim of a pickpocket, you’d be covered for loss, theft and damage to your luggage and personal effects. If you are robbed it’s important that you get a police report and contact us as soon as possible.
This means your dependant children or grandchildren under the age of 19 at the date of policy issue who are travelling with you.