The Land of Incas

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This means your dependant children or grandchildren under the age of 21 at the date of policy issue who are travelling with you. Please enter all travellers ages including dependants.
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With stunning landscapes, treacherous jungles, surreal deserts, tropical rainforests, exceptional street art, and a lost city, it's no suprise that tourism in South America is heating up.
As Colombia continues to shed it's unsavory reputation, Bogata is booming and is on the cusp of becoming the hottest destination in South America.
Whether you’re seeking a challenging hike, flamboyant fiestas, or archaeological awe, we highly recommend you take out comprehensive travel insurance.
Zoom offers unlimited medical cover, emergency assistance, trip cancellation, luggage and more. What are you waiting for? Zoom to getting a cheap quote today.


Emergency Assistance

emergency assistance

No matter where you are, we're there when you need us most. Our expert emergency assistance is available 24 hours a day, 7 days a week.

travel delays


Flights do get delayed on occasion, but bad weather needn't dampen your holiday. Get cover for travel disruptions with comprehensive cover.

luggage cover

COVER for your luggage

Where there are tourists, there are people ready to exploit them. Take off knowing your belongings are covered for pickpockets, loss or damage.

Adventure activities

Adventure PACKED

Whether you're hiking the Inca Trail or kayaking across Lake Titicaca, you can get cover for your activities with cover from our adventure pack.

money back guarantee


Our 14 days cooling off period means you can cancel your policy and we'll give you a full refund, no worries.


kids go free

A Latin American adventure can be enriching for the entire family. All dependants under 21 are included under your Zoom policy at no additional cost. Say what!?

easy claims

easy claims

We've done away with lengthy forms and have kept our claims process simple. We guarantee to assess fully documented claims in a flash.

Car Hire Excess

Peace Of Mind

Zoom to Zen. You can sit back, relax and enjoy your holiday knowing that Zoom travel insurance is backed by Lloyd’s of London, one of the world’s most trusted insurance brands.


A vast continent full of jungles, trails, beaches, colonial cultures and charismatic cities. A passion for great food, wine, coffee, football, music, tequila and tango. And a reputation for petty crime, and even gun crime and kidnappings in some parts. What could possbibly go wrong!?
In South America - life can be unpredictable, but with knowledge and travel insurance you can fiesta with freedom.
  • Do I have to enter all countries and regions I visit?
  • If you know where you're going, you can enter each country you plan to visit (for example, Argentina, Brazil, Colombia and Peru). However, if you're unsure of your full itinerary, you can enter 'Americas' which will cover you for both South America and North America (including Central America and USA). If you want the freedom to travel anywhere, you can enter Worldwide and be covered no matter where in the world you are travelling (so long you are not travelling against government advice).

  • Is it safe to travel in South America?
  • The short answer is yes. The longer answer is there are places and situations that may be dangerous and should be avoided.

    South America is a place embroiled with internal conflict, political and social upheaval, but there are many countries that are safe to travel to.The main consideration is not so much the country you are traveling to, but the area(s) you are visiting and how you will get there. You should do your research and consider what risks are involved and whether there are any travel warnings in place.

    Common sense prevails: You should keep your money, passport, and ID documents on you at all times, and avoid flashing cash around or wearing extravagent jewellery.

    Safety in numbers: If you can, travel with a friend or with a group of like-minded travellers.

  • How do alcohol and drugs affect my cover?
  • With drinks as diverse as the continent’s landscape itself, there are plenty of tasty tipples to enjoy throughout South America. Whether it's tequila in Mexico and caipirinhas in Brazil, we advise you to drink in moderation. Please note that we may exclude any claims where excessive drugs or alcohol have been involved.

  • Do you cover the Inca Trail?
  • Yes, but you'll need to buy our Adventure Pack to be covered. If you're heading to Machu Picchu, (whether you're taking the Inca Trail, or the Lares Trek), you'll be trekking over 4,000 meters and will be required to .

    With the purchase of our additional Adventure Actitivies pack you'll be covered for hiking, trekking or tramping with peak altitudes from 3,000 metres up to 6,000 metres, where specialist climbing equipment is not required.

  • Am I covered for altitude sickness?
  • Yes. You would be covered for any injury or illness, including altitude sickness provided that you purchased Zoom's Adventure Pack.

    Altitiude sickness is a common problem among travellers to Peru. It can however, be combated with the following preventative measures.

    -  Ensure you are ascending to heights at a slow speed  and take plenty of rest.
    - Talk to your doctor prescribe preventative altitude sickness tablets
    - Keep well hydrated. Chewing cocoa leaves can also assist.
    - It is advisable that if you are going to be in Cusco, you arrive a few days in advance to acclimatize.

  • Do you have per item limits?
  • If you have an expensive item that you just can’t leave behind you can insure it separately for up to $5,000. Please note that high value item cover is only available under our comprehensive plan.

  • Am I covered for pick pocketing in Colombia?
  • Yes, petty crime is rife in certain parts of South America and you’d be covered provided you were acting with reasonable care (i.e. did not leave your belongings unattended). If you’re the victim of a pickpocket, you’d be covered for loss, theft and damage to your luggage and personal effects. If you are robbed it’s important that you get a police report and contact us as soon as possible.

  • What is a dependant?
  • This means your dependant children or grandchildren under the age of 21 at the date of policy issue who are travelling with you.


The wonders of South America certainly set the stage for amazing adventures. Whether its lush rainforests, barren deserts, sun-kissed beaches or ice-blue glaciers Zoom has a travel insurance plan to cover your trip. 

 You can minimise your costs with Medical Only cover, or choose to buy Comprehensive Travel Insurance for extra protection to cover things like luggage, travel delays and cancellation. Compare Zoom's Travel Insurance plans online today.

Are you heading to another part of The Americas? If you're holidaying to the United States of America or Canada, we've got heaps more helpful advice on popular travel destinations to check out. What are you waiting for? Zoom to it!


Visa conditions for South America vary for each country, so it is essential that you check the requirements of every country you will be visiting with the local embassy or consulate before you travel. For the majority of countries, Australian tourists can stay for up to 90 days without a visa.  For those countries in South America requiring Australian visitors to have a visa for entry, most can be obtained on arrival, however there are some exceptions. For example, Australian passport holders require a visa to enter Brazil and this must be obtained prior to departure.

As entry conditions are subject to change at short notice, DFAT recommends travellers consult the closest Consular or Ebassy for the relevant country.

You should also ensure that your passport is valid for at least 6 months from your planned date of departure from South America and that you have blank pages in your passport for all of the visas you require and one or two spare pages.


South America is a massive continent so you're likely to catch more than one flight, but arriving in South America is a fairly smooth process, as long as you have your visa.  Destination bloggers are full of stories about shonky taxi drivers who lurk at airports, looking for first-time tourists that make easy prey. Fortunately, most major airports now offer secure alternatives for arriving passengers.  The smart option is to just head to a booth before passing security to prepay for a registered cab.  They usually take credit cards too, which is convenient if you haven't yet picked up any of the local currency.  For the small price you pay, it is a great way to avoid dramas.


Rental car agencies don't allow cars to be taken across international borders, so it can be very difficult to drive around the continent.  For most of South America buses are the main method of transportation and should be embraced. There is an enormous network of bus lines, and if you have the time and patience, you can travel easily by bus from one country to another. But be warned, both the road conditions and quality of travel vary drastically between countries and regions in South America. If money is no object, and time is short, flying makes a lot of sense. Internal air travel is expensive and trains are rare, whereas buses are cheap, realible and often very comfortable.  You will also have the chance to rub shoulders with some of the most passionate people on the place, the local population.


Being such a vast continent with variations in altitude and latitude, the weather can differ greatly from place to place in South America.  Having said that, with two thirds of South America within close proximity of the tropic of Capricorn or the equator, travellers to most destinations can expect a tropical or subtropical climate all year round. Rainforest regions average maximum temperatures of about 30°C and temperatures rarely drop below 20°C.

Like most destinations, prices tend to spike during the school holiday periods in July, August and late-December so where possilbe it's best not to travel during these months if you wish to avoid crowded tourist trails and inflated prices.


South America is one hell of a continent with diverse landscapes, cultures and natural wonders.  Think Argentina, Bolivia, Bueno Aires, Brazil, Chile, Colombia, Galápagos Islands, Peru and Venezuela, where do you even begin? From the ancient ruins of Machu Picchu to gushing cascades of Iguazu falls, there is so much to delight the senses in South America.  Rather than attempt to conquer the whole continent, it's a good idea to choose one country or maybe your big ticket attraction and then build yourself an itinerary around that.

While it's a good idea to keep a loose itinerary to allow for spontaneity and adventure, there are some things that will need to be pre-booked in advance. If you're planning on doing the classic Inca trail hike, you'll need to book at least three to six months ahead of time as spaces are limited.

You could go for a month and barely scratch the surface, so it will pay to take as much time as you can.

There are many well researched bucket lists for South America, so what are you waiting for?  Zoom to it! 


Are you zooming elsewhere on your holidays? Whether you're going to large it up in London or heading to the land of stars and stripes, we've got plenty of helpful advice on other popular travel destinations to check out. What are you waiting for? Zoom to it!