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Casting off to Croatia!


With emerald forests, sapphire waters and now King's Landing, Croatia's awe-inspiring landscapes are an adventurer's dream. Scroll on down for our handy guide to one of the world's most popular travel destinations. Zoom's Croatia travel insurance has you covered for any unexpected holiday hurdles. Cover includes medical expenses should you fall sick or become injured, as well as cover for trip cancellation, lost luggage, family emergencies and more! What are you waiting for? Zoom to it!


Medical cover

medical cover

Relax knowing that your hospital expenses are covered with Zoom's unlimited medical coverage. Zoom to top notch cover!

travel delays

Travel delays

Setbacks on your sojourn are never much fun. Cover your Croatian travel disruptions in a flash with Zoom travel cover. We keep things zippy!

luggage cover


Your stuff is precious and we get that. Take off on your European adventure knowing your luggage is protected with Zoom.

Family emergencies

Family emergencies

Had to rush home or cancel your trip due to a family emergency? We'll cover your non-refundable deposits so you can focus on the rest.

kids go free

kids go free

Family holiday to Europe? Save your euros with all dependants under 19 included under your policy at no additional cost.

Car Hire Excess

rental car excess

Driving to Dubrovnik? Our rental vehicle excess add-on is a must for roadtripping travellers.

easy claims

easy claims

We've done away with lengthy forms and have kept our claims process simple. We guarantee to assess fully documented claims in a flash.

Car Hire Excess

Peace Of Mind

Zoom to Zen. You can sit back and relax on your holiday knowing that you’re covered by award winning travel insurance.


Whether it's uninhabited islands or glamorous hotels, this place has something for everyone. A cultural melting pot of southern and central European quirks, with Catholic, Islamic and Orthodox Christian influences, Croatia is a must-see destination for adventurous travellers. 

Go on, zoom to Croatia and find out for yourself!

No matter which kind of Croatian experience you're planning, Zoom can cover your trip with a range of plans.  You can minimise your costs with Medical Only cover, or choose to buy Comprehensive Travel Insurance for extra protection to cover things like travel delays and cancellation. Compare Zoom's Travel Insurance plans online today.


Aussies and Kiwis visiting Croatia score up to 90 days visa-free before you need one or have to leave. If you leave Croatia for 180 days, you can come back for another 90 visa-free days. Too easy! Also, while it's a member of the Eurozone, Croatia isn't a part of the Schengen Area - so any days you spend in Croatia don't count towards your 90-day Schengen Area allowance!

While you might not need a visa, you do need to have:

- A passport with at least six months validity on entry
- Proof of sufficient funds in the form of a bank statement or cash
- Return airline tickets/proof of onward travel
- All documents showing proof of purpose of trip
- All documents and visas required for the next destination, if applicable 

These rules can change quickly. Contact your nearest Croatian Embassy or Consulate before you travel for the most up to date information.


Croatia is accessible by road and rail from other parts of Europe, with popular connections through Solvenia, Austria, Serbia and Hungary, or intercontinentally via plane through a number of intermediary countries. International flights often arrive in the capital, Zagred, or Dubrovnik.

Make sure you have all your documents handy for border crossings, as moving around isn't quite as a flexible as the Schengen Area countries.


While catching the train is one of the best ways to get around much of Europe, it's a little trickier in Croatia. While the national railway connects many cities, some southern spots aren't serviced. Don't worry - there are a number of companies which form an extensive bus network which get you just about anywhere.

If crystal-clear waters are calling your name, then visit some of Croatia's 1200 islands via ferry. Island hopping can be a little inflexible with the commerical ferry operators though, so if you're looking for a highly bespoke experience, why not charter a boat? 


Spring is well into first gear by late-March (the water is even warm enough to swim in around Dalmatia!) and great time to start your trip to Croatia. Try to be out of there by July/August - peak season in Adriatic - if you're averse to crowds. Otherwise, think about visiting in Autumn, when the mix of deciduous and evergreen green trees making trekking a magical experience.


Visit Dubrovnik for its historic walled-in city, stunning Renaissance and Baroque architecture and sapphire-blue water. With its almost mythical look, it has been the site of many popular TV shows and films, including Game of Thrones and Star Wars: The Last Jedi. Take the cable car to get a bird's eye view, or get up close and walk the fortified city walls - just don't forget to bring a drink bottle!

While traditionally travellers have ignored it in favour of its coastal sisters, Croatia's capital, Zagreb, is a quirky, gritty metropolis.  Hike up Bear Mountain, explore the Baroque palaces of Gradec, or enjoy the hustle of Trg bana Jelacica's cafes and restaurants. If you're visiting Zagreb from late May to early September, be sure to check out the Strossmartre Festival, a season-long series of outdoor concerts. Can't stay that long? Check out the InMusic Festival in late June - this three-day, camping-friendly music festival attracts headliners from all over world.

For a complex cultural scene, you can't go past Istria. With a strong Italian community, the cusine, art and architecture here is a unique mix of Mediterranean - thanks to Roman ruins and cobblestone squares - and Middle European, with Medieval churches and townships. 


You have to register your place of residence with the local police station within 24 hours of arriving. If you're staying in commercial accomodation, they're usually do it for you, but it's a good idea to check.

 You may have heard that unexploded landmines are a problem in Croatia, and that remains true, these are easily avoided if you stick to tourist cities, and don't stray from the path when hiking. 


Are you planning to zoom somewhere else on your European holiday? Whether it's another Balkan country like Greece, the architectural awe of neighboring countries Hungary or Italy, or whether London is calling, we've got plenty of helpful advice on other popular travel destinations to check out. What are you waiting for? Zoom to it!


Got some curly questions in regards to your Croatia travel insurance cover?
Be in the the know before you go with answers to the most common queries below.

  • Am I covered medically while holidaying in Croatia?
  • Yes, all our policies cover for unlimited medical coverage. Zoom provides cover for your overseas medical expenses including hospital stays, surgery, doctor visits, emergency evacuation and repatriation home if required. We can provide written guarantees of payment of reasonable expenses directly with your hospital in emergency situations. Phew!

  • What happens if I need medical assistance in Croatia?
  • Have complete peace of mind on your Croatian adventure. Zoom provides immediate support through our emergency assistance provider, First Assistance. Help is just a phone call away any time of day 365 days a year. This includes access to medical advisors, medical transfers and emergency evacuation if required. We also assist with passing on messages to family and returning unsupervised dependants back to Australia.

  • How do alcohol and drugs affect my cover?
  •  When it comes to alcohol we advise you to drink in moderation. One too many Osjeckos could see you jeopardizing your cover. Please note that we may exclude any claims where excessive drugs or alcohol have been involved.

  • I have high value items; how much can I insure them for?
  • If you have an expensive item that you just can’t leave behind you can insure it separately for up to $5,000. Please note that high value item cover is only available under our comprehensive plan.

  • Am I covered for pickpocketing in Croatia?
  • Yes, you’re covered for muggings, provided of course you were acting with reasonable care (i.e. did not leave your belongings unattended). If you’re the victim of a pickpocket, you’d be covered for loss, theft and damage to your luggage and personal effects. If you are robbed it’s important that you get a police report and contact us as soon as possible.

  • What age limits apply to Zoom travel insurance policies?
  • You must be under the age of 85 to buy a policy with Zoom. Those under 79 years can purchase a policy for a maximum trip duration of 365 days. Those aged between 80-85 years can purchase a policy for a maximum trip duration of 184 days only. You must also be under the age of 69 to purchase our add-on ski or adventure packs.

  • Can I reduce my excess with Zoom products?
  • Yes you can reduce the standard excess of $200 by paying a excess reduction fee within the payment process. 

  • What is a dependant?
  • This means your dependant children or grandchildren under the age of 19 at the date of policy issue who are travelling with you.